Multi-Bureau Credit Reports with creditor account numbers Anti-Money Laundering (AML) checks with PEPs and Sanctions - KYC and ID verification Affordability and proof of income & expenditure with client bank statements via Open Banking Vehicle Look up for valuation/DVLA, Emissions information and details of historic vehicle finance agreements.Services are available through simple client consent journeys via our online Portal or link via API into your CRM or client onboarding journey.
Valid8 IP provides a range of client data services for commercial use at low cost. Our easy to integrate systems are ultra-secure ISO/IEC 27001:2022 certification and PCI DSS 4 compliance and Cyber Essentials.
We’re attuned to our customers’ needs, so get in touch to discuss your business requirements. We’ll provide expert guidance on how our data solutions can deliver substantial cost savings and operational efficiencies across your organisation.
SIMPLIFYING CLIENT ONBOARDING
PRE-QUALIFY MORTGAGE AND LOAN APPLICATIONS
STREAMLINING CLIENT DATA
FASTER APPROVALS AND HAPPIER CLIENTS
EFFORTLESS CLIENT DATA COLLECTION
The Valid8 service provides low cost and easy access to client data for use across our business. Since implementation, we have seen significant efficiencies across client acquisition, advice provision, ongoing customer management and compliance.
Our multi-bureau credit reports offer maximum creditor coverage to help you make informed decisions and avoid manually gathering client information.
With a simple client consent journey, you can access credit reference data for the past years or as far back as 2003*
Client creditors with account numbers Payment history, including defaults Address history, voters roll Aliases and associations Previous insolvency, CCJs and more*Access to credit reports for permitted purposes only, we will discuss your use case and undertake a due diligence process as part of our onboarding journey.
Our Anti-Money Laundering (AML) and Know Your Client (KYC) solutions are versatile and adaptable to your needs. Whether it’s identity verification or comprehensive client risk assessments, our checks can be customised to suit your business—available in bulk or on an individual basis.
With Valid8, verify a client’s name, address, and date of birth against multiple data sources, including credit reference agencies, PEPs, and Sanctions lists. We provide detailed PDF reports or JSON data via API, tailored to your preference. Uncertain about your compliance needs? Our team is here to guide you every step of the way.
Effortlessly and securely access digital client bank statements data service. Just email your client a secure link to authorise retrieval via their online banking.
Ideal for affordability assessments, financial advice, or verifying income and expenditure. Our solution transforms the data into a clear, user-friendly income and expenditure format. Gain deep insights into income trends and spending patterns with ease.
Input a vehicle registration or VIN to instantly unlock DVLA-sourced vehicle information—covering MOT, tax status, VIN, vehicle valuation, emissions data, and details of past finance agreements. Alternatively, provide a finance agreement number and lender to retrieve associated cars on finance with ease.