Multi-sector data & intelligence platform
Valid8 is a multi-sector data and intelligence platform combining credit reference, identity verification, financial insights and asset data into one seamless solution, enabling businesses to make faster, more accurate decisions while supporting their ability to meet regulatory requirements.
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01 · What we do
Valid8 delivers a complete, connected view of your client by bringing together multiple data sources, technologies and compliance tools into a single platform.
From client onboarding to risk assessment, agreement discovery and financial analysis, we remove the complexity of customer onboarding and information gathering while supporting your ability to meet regulatory requirements.
02 · Platform overview
Access data from Experian, Equifax and TransUnion to gain a more complete understanding of your client's financial profile, agreements and risk position.
Verify client identity with biometric ID checks, conduct AML checks and screen against PEP and sanctions databases, all within robust, audit-ready framework designed to support compliance with regulatory requirements.
Use Open Banking to verify income, source of funds, assess affordability and gain a more accurate picture of financial behaviour to support pre-lending eligibility assessments, supporting informed decision-making.
03 · Who we support
Valid8 for
Pre-qualify customers earlier and focus your time on the applicants most likely to meet lenders’ criteria, supporting more informed decision-making.
Valid8 for
Verify identity, AML and affordability in a single customer journey, helping to reduce failed applications and wasted effort.
Valid8 for
Identify relevant credit agreement before submission, with comprehensive multi-bureau visibility across the client history, supporting informed decision-making.
Valid8 for
Reconstruct comprehensive financial profiles quickly to help inform the right solution for each client from the start, supporting informed decision-making.
Valid8 for
Reliable vehicle history, outstanding finance and valuation intelligence before any purchase or finance decision is made, supporting informed decision-making.
Valid8 for
Streamlined client onboarding with identity verification and AML screening, all completed in one simple consent journey.
Valid8 for
Validate leads against real client data before passing them to your campaign or partner teams, helping to improve lead quality.
04 · Why Valid8
05 · Proof
From law firms to debt advice professionals, Valid8 is the data layer supporting more informed client decisions.
From the outset, Valid8 has been easy to work with. The team are always on hand to help, particularly when it came to getting everything set up and integrated properly. Knowledgeable, responsive, and they keep things moving without overcomplicating anything.
Valid8 has been a great team to work with, combining a commercially sensible approach with excellent access to key information and data. Collaborative, responsive, and focused on mutually beneficial outcomes, a trusted and effective partner for our business.
Working with Valid8 has been a smooth and efficient experience. Their access to a wide range of unique datasets, combined with a straightforward setup process and intuitive API integration, has made it easy to incorporate their information into our day-to-day workflows.
Philip contacted Dissolve Debt after missing payments on two credit cards, a store card and a personal loan. He believed his total debt was £12,600, a level he assumed put him in IVA or bankruptcy territory. Before any recommendation, Dissolve Debt pulled a full credit report via Valid8. It revealed that £6,770 of his self-reported debt had already been settled, dramatically changing the right course of action.
The Valid8 credit report played a critical role in ensuring the correct solution was recommended. Without it, our client may well have entered a formal insolvency process quite unnecessarily.
Lee Robinson, Dissolve Debt Limited
06 · Answers
Everything compliance teams, MLROs, and operations leads need to know about onboarding clients with Valid8, designed to support informed decision-making.
07 · Team
A team of compliance, data and engineering specialists building the infrastructure to support regulated client onboarding in the UK. Decades of combined experience across financial services, credit reference, and AML.
Chief Executive Officer
Setting the vision for Valid8 and the future of regulated client onboarding.
Operations Director
Driving operational excellence across delivery, compliance and client success.
Head of Business Development
Building partnerships across legal, lending and automotive sectors.
Business Development Manager
Helping firms bring Valid8 into their client onboarding journeys.
Executive Assistant
Keeping the Valid8 team running smoothly behind the scenes.
08 · Stay informed
A short monthly briefing for compliance officers, MLROs, and operations leads. Regulatory shifts, industry insights, and how Valid8 supports regulated firms in meeting their compliance requirements.
Get relevant insights for regulated firms - straight to your inbox.
09 · In the industry
Featured in legal industry press, active on LinkedIn, and discussions on client onboarding in regulated environments.
10 · Get started
Get in touch today and see how Valid8 can support and enhance your workflow.