Services / Auto Engage+
Vehicle finance data and insights
Valid8 provides access to Experian Auto Engage Plus, a vehicle finance data and affordability insights solution designed to support earlier assessment of potential eligibility within the customer journey, supporting more informed decision-making.
Auto Engage+ combines credit insight and affordability intelligence to help identify the likelihood of finance eligibility before a full application is submitted.
By using soft-search technology and affordability segmentation, businesses can better understand which finance products may be suitable for a customer while reducing unnecessary declined applications.
Capabilities
What's included.
Credit eligibility and affordability insights
01Soft-search technology for pre-qualification journeys
02Customer affordability segmentation
03Sustainable monthly commitment estimates
04Real-time API integration options
05Consumer-friendly finance pre-screening journeys
06Improved lead quality and finance matching
07Reduced risk of declined applications
08Data-driven customer affordability assessments
09Support for Consumer Duty and fair customer outcomes
10Use cases
Designed for automotive finance & retail.
Auto Engage+ helps dealerships, brokers, lenders, and automotive platforms create more personalised finance journeys by using data-driven affordability insights earlier in the process. This enables businesses to guide customers towards realistic finance options while improving operational efficiency and customer experience.
The solution is particularly effective for:
Integration
Flexible integration & real-time insights.
Through Valid8, Auto Engage+ can be integrated into existing onboarding and finance workflows using secure API connectivity and real-time data delivery.
This allows businesses to build frictionless customer journeys while gaining access to trusted automotive and affordability intelligence from Experian's automotive data ecosystem.