Services / Valid8 Credit Reports
Multi-bureau credit reference data
Access comprehensive credit reference data through Valid8's multi-bureau reporting tools, designed to give you greater visibility when assessing clients and support more informed decision-making.
Our streamlined consent journey allows clients to securely authorise access to their credit data, helping you avoid time-consuming manual document collection while improving the speed and accuracy of your onboarding process.
Depending on your permitted use case, credit history can be accessed for recent years or historically dating back to 2003.
Capabilities
What's included.
Multi-bureau or single credit reference reporting
01Wider creditor coverage across multiple data sources
02Client creditors and associated account numbers
03Payment history, missed payments, and defaults
04Address history and electoral roll data
05Aliases, linked individuals, and associations
06CCJs, insolvencies, and adverse financial records
07Fast and secure digital consent journeys
08Detailed reports for compliance and risk assessments
09API-ready data delivery and integration options
10Outcome
Built for smarter decision making.
Valid8 helps businesses reduce manual administration and gain clearer insight into a client's financial background through secure, compliant credit reference data access.
Whether you require individual reports or integrated high-volume workflows, our solutions are designed to support efficient onboarding, risk management, and compliance processes.
Compliance note
Compliance & permitted use.
Access to credit reference data is available for permitted purposes only. As part of our onboarding process, we will discuss your use case and carry out the necessary due diligence to ensure compliance with regulatory and data access requirements.